Online Revolving Credit: Rate and Refund

Online Revolving Credit: Rate and Refund

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Still called "revolving" despite the Lagarde law of 1 July 2010 "reforming consumer credit", the revolving credit or the "reserve of money" represents a consumer loan out of five. Considered dangerous by consumer associations, it remains the leading cause of household over-indebtedness as 8 out of 10 files filed with the Banque de France mention one or more loans of this type. Definition This is an original form of unrestricted consumer lending, which allows the borrower to freely dispose of a sum of money and sometimes combines means of payment such as credit card. It is offered by major banking networks, specialized establishments and major retailers. Operation Replenishment of the reserve The amount is reconstituted "on the water", that is to say after each repayment monthly, on the basis of…
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Focus on 4 Corporate Financing| Business Loans

Focus on 4 Corporate Financing| Business Loans

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April 12, 2016 1 comment Permalink  It is important when embarking on a business to have a financially strong backbone, and to be able to rely on safe capital, to finance the running expenses of the early years. Here are some ways to give yourself a boost to finance your business   Crowdfunding As I already told you in a previous article, Financing undertaken by individuals is a solution that is gaining momentum. It's about raising money directly from the public. This funding is often done through a specialized platform. In the early days of " crowdfunding ", the funds raised were modest, but the platforms are growing, and the calls for financing can now reach sums of several million euros, and this in a few hours. Financing by a…
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